Roadside Assistance Program

The riskiest time for car crashes are between midnight and six o’clock in the morning.  This is because there are the fewest drivers at this time of day, yet more accidents.  If you need to drive during these hours it is important to consider some important factors.  Safe driving at night calls for preparation, alertness, as well as common sense.  Here are some tips.

First of all, ensure that your headlights are aimed properly.  You should consult your service manual to determine the proper procedure.

Next, don’t focus on the headlights of oncoming cars.  This can blind you for five seconds until your eyes are able to adjust.

Don’t drive if you are feeling sleepy, instead pull off of the road and get some sleep.  Don’t substitute caffeine, loud music, or putting down the windows for sleep.  These tactics are unreliable and may result in an accident.

Finally, don’t allow yourself to stare at the centerline because it can cause “highway hypnosis,” in which your reaction time is impaired, instead, keep looking around and moving your eyes.

Follow these simple tips to keep yourself safe when driving at night.  Just like you protect yourself with an auto warranty and roadside assistance, you should protect yourself with safe driving habits.

SUVs are available in a wide array of prices and sizes.  They are more versatile than any other vehicle.  They have varying cargo carrying options, carry up to eight people, and allow drivers to be higher than cars.  In addition, they can tackle off-road terrain.  There are car based and truck based SUVs.  Which is the best for you?

Gaining popularity are car-based SUVs.  These vehicles are on car like unibody platforms.  In addition, they use a suspension that is completely independent, and have all-wheel drive.  They usually perform better in fuel-efficiency, handling and ride comfort than truck based SUVs.  Also, in CR testing they generally rate higher overall.  They can be driven off-road in mild situations.

Truck-based SUVs are built on a body on frame platform.  They allow for a larger towing capacity than car-based SUVs.  Also, the ones that have four-wheel drive can tackle off-road terrain that is serious.  The handling on these vehicles, however, can be more cumbersome.  Also, their ride can be a little jolting.

SUVs are a great option if you are looking for cargo space versatility, a large passenger capacity, and off road options.  Do your homework on such things as an auto warranty, maintenance costs, roadside assistance and fuel-efficiency before deciding on an SUV.  Also, have in mind what your needs will be before showing up at the dealership.

The Subaru Impreza is a sensible, simple, enjoyable vehicle equipped with all-wheel drive, good fuel-efficiency, a comfortable interior, and an ample amount of people space, all with the addition of an auto warranty.

This is what you will find in the Subaru Impreza. Generally, this car hasn’t been a frontrunner when shoppers are considering purchasing a small vehicle, however, now the Impreza is a smarter choice than many of its competitors.  In fact, it makes more sense than ever.

It is not because it has unbelievable fuel economy, however it does pretty well, but because this car will give you a lot of vehicle for an excellent price.  All of those cars that are popular as fuel-efficient cars, such as the Civic and Corolla seem pricey now that people are concerned with gas prices.  And with the Impreza you get AWD, which you don’t with the others.

It is hard to beat the amount of car you get for your money with the Impreza, complete with new car warranties and roadside assistance.  You’ll find this car to be a simple car without all of the fuss and complications, which is a pleasant surprise.

Apparently, car thieves aren’t all that concerned about steeling vehicles that are fuel-efficient.

In fact, SUVs and large pickup trucks are the majority on the top-10 most stolen vehicles list, according to the Highway Loss Data Institute, which is affiliated with the Insurance Institute for Highway Safety.

Number one on the list is the Cadillac Escalade ESV, probably because it is a highly desirable and high profile vehicle.  Big time athletes and celebrities drive the Escalade, making it a status symbol.  Also, people who drive this vehicle often include options and add-ons that are expensive, such as fancy rims and top-notch stereo equipment.  There are 11.3 stolen vehicle claims for the Escalade for every 1,000 vehicles.  The average claim is approximately $14,657 loss payment, whereas it is typically $9,396 average for all cars.

According to the Insurance Information Institute, a vehicle is stolen approximately every 24 seconds in America.  Just make sure you protect yourself with an emergency roadside assistance program so you don’t find yourself stranded with no ride.

If you ask a woman if she would like to buy a Dodge Viper, chances are she will say “no”.  This car is a V-10 two seater that starts at approximately $80,000.  Although this may not be a woman’s cup of tea, studies show that many men would like to have this car.  Like many other aspects of life, men and women seem to have very different tastes, and cars are no exception.

Men and women buy the Viper, but 91% of customers are men.  The Porsche 911 and BMW M5 are also cars being bought primarily by males.  These models costs above $60,000.  Studies show that men often equate their car with their image.  In other words, they choose cars that will portray a certain status.

What cars do women like?  The #1 choice is the Toyota RAV4.  Women like to purchase small, affordable cars that are easy to buy.  For example, the Saturn SC, SL, and ION are popular choices for women.  These cars start at around $10,000 and have a reputation of being “no hassle” when it comes to buying.

It is obvious that women and men think very differently in lots of areas, cars included.  Men like to buy the fast, impressive cars, whereas women purchase the inexpensive, small cars.  The only common ground that these cars have is that they are backed by an auto warranty and roadside assistance.

With people wanting to save money on gas and the trend for green living, motorists are looking to carpooling as an option.  This way of commuting is good for the pocketbook, the environment, and perhaps even people’s social lives.

People who ride in carpools find each other through websites, word of mouth, employers, and the state Executive Office of Transportation.  Some people use their own cars, while others form a vanpool.  This is when a group of people decides to lease a van together with the intention of using it for commuting.  Members then share the costs, such as maintenance, gas, insurance, and a road service program.

At this particular time in history, carpooling makes sense.  According to traffic planners and environmentalists, this is one of the cheapest and easiest ways that cities can decrease congestion and pollution.  In addition, carpooling allows people to reduce their transportation costs, which according to the Bureau of Labor Statistics consumed around 15% of the American budget in 2006.  And not like public transit, being in a carpool doesn’t require much money in the way of maintenance or infrastructure that is taxpayer-funded.

Although Americans crave their independence and freedom, they are realizing it is beneficial to join a carpooling group.  And in the end, commuting with a group of people is safer anyway.  After all, who wants to experience a breakdown alone calling for roadside assistance?

The National Association of Insurance Commissioners recently performed a study to determine what the best and worst states are in the country for auto insurance.  According to the study, you are paying the highest insurance premiums if you live in the Northeast.

New Jersey proved to be the most expensive state.  On average, premiums in New Jersey are over $1,300 yearly.  The capital of our nation, Washington D.C. was the second highest, with average yearly premiums of $1,185.  New York was third highest with $1,110 being the average premium.

Revealed in the study was that urban driving, high salaries, and a lot of traffic are responsible for elevated costs in those states.  In addition, liability insurance premium costs are higher in the Northeast.

Midwestern and Northern states proved to have the lowest insurance premium costs.  The overall lowest was Idaho with costs at $530 per year.  The next lowest was Maine at $560 a year, and North Dakota was $570 per year.

According to this study, your location is a key factor in determining your car insurance costs.  Today, consumers are paying more than they ever have for their vehicles.  These costs include insurance, roadside assistance, used car warranties and maintenance costs.

Why would someone want to buy a pickup?  They offer the most flexibility in carrying cargo.  In addition, pickups have large payload facilities and the ability to tow.  Trucks with four door cabs allow seating for five, which makes them a good family vehicle.  In addition to an auto warranty, what other considerations do you need?  Here’s a list.

Consider whether you need compact or full-sized.  They offer different towing capacities and engines in addition to being different sizes.  Compact pickups are more fuel-efficient, easier to park, and cost less.  Full-sized pickups offer more room inside and out, have stronger engines, and have greater towing capabilities.

Bed lengths vary.  Beds range from 8 feet to 4 feet.  The longer the bed, the more difficult it is to maneuver.  Some compact trucks have a bed extender that flips out, which allows for carrying cargo that is longer.

Engines and transmissions can accommodate different needs.  For compact trucks, the base engine is a four-cylinder, which offers fuel-efficiency.  Five or six cylinder engines are optional, giving more power.  A V6 is the base engine for a full-sized truck.  For heavy towing and hauling consider a V8, V10, and diesel.

Pickups come in many sizes, with many options. Determine your use for a truck and pick the best option for you.  Doing your homework on such things as truck options, new car warranties, insurance and roadside assistance will save you money and time down the road.

These days many vehicles are being offered with 4WD systems.  It can be difficult for consumers wanting to purchase a car with 4WD to distinguish between the different systems.  There is Part Time 4WD, Full Time 4WD and permanent 4WD.  So, what’s the difference?

The most basic of the 4WD systems is Part Time.  This allows the driver to choose if they want to drive in two-wheel drive or 4WD.  This sounds appealing, but has a downside.  The 4WD shouldn’t be engaged unless it is very slippery.  The reason for this is that 4WD will lock the front and back wheels.  Although this is good for slippery conditions, it makes for awkward handling on dry surfaces.  This system is, however, less expensive and very durable.

The most commonly used system is Full Time 4WD.  This system offers a two-wheel drive mode and 4WD.  Also, there is a high and low mode for various conditions.  An advantage to this system is that a center differential allows the front and back wheels to rotate at two different speeds.  Also beneficial is that this system offers more control and better handling on different road conditions.

Permanent 4WD is comparable to Full Time, yet it doesn’t have a two-wheel drive mode.  The car will always be in 4WD with this system.  Torque is being applied constantly to all of the wheels, which allows for traction in various weather conditions.  This system has high and low modes that are applied automatically.

Four- wheel drive is a great feature to have on any vehicle that may encounter challenging road conditions.  However, with any technology make sure that you purchase an auto warranty to cover you from paying unnecessary repair costs down the road.  This will allow you to have peace of mind.  In addition, roadside assistance will keep you safe in the event of a breakdown.

A driver’s worst nightmare is to turn the key and have their car not start.  Sometimes your engine will turn over but for some reason the car just won’t start.  Do you know what to do if this happens to you? Of course you could call a mechanic or roadside assistance. However, there are three things you could check on your own first.  A car relies on air, fire and fuel.  If a car doesn’t get one or two of these vital ingredients, it won’t start.

The first thing that you should check is to make sure the car has gasoline.  If there is an adequate amount, the engine might have been flooded.  You can floor the gas pedal for around ten seconds, but be careful not to pump it while you are turning the ignition.  If the engine is still not starting, tap the carburetor close to the gas line.  This can free the line if the needle valve is stuck.

It is also important to check for broken or loose spark plug wires.  Make sure to do this with the engine off.  The wires that go from the distributor cap to the spark plugs should be secured down on the ends.

Now that you have checked for fuel and fire, we move on to an air check.  If you own a car with a carburetor, take off the top of the air filter and look at the choke plate.  If it appears stuck, open or close it.  Then jiggle the plate in order for it to move freely.

Checking the three main ingredients, air, fire and fuel are a great place to start if your car won’t turn over.  However, you may need a mechanic if you can’t find anything wrong.  You never know when your car might breakdown, which makes it is a necessity to have an auto warranty to protect you from costly repairs.