Roadside Assistance Program

Always Keep An Emergency Kit In Your Car

car-emergency-kit.jpgModern vehicles are designed safer to survive accidents and keep passengers safe.  Virtually all automakers include emergency kits installed by the factory.  This is either due to competitive pressure or government regulations.  Most of the roadside kits include reflective markers, jumper cables, and flashlights.  These kits typically deal with mechanical and accident breakdowns.

Today’s automobiles endure unique conditions.  There is an increase in natural disasters, such as floods, earthquakes, hurricanes, fires, etc.  Other emergencies include major accidents, snowstorms, and mechanical breakdowns, which all leave motorists stranded.

This is why it is necessary to be prepared in an emergency situation.  Motorists need to have emergency kits, first aid kits, and most importantly, a roadside assistance program.  In any emergency, drivers are left vulnerable, and knowing that help is only a phone call away leaves drivers with peace of mind.  It is simple to take these precautions, and they can literally save your life.

Keep Your Car Looking Its Best

honda-cr-v-2010-suv-car-exterior.jpgMany people maintain their car under the hood but neglect their car’s exterior.  To freshen up your car and make it look brand new, follow these simple tips.

To care for your car’s exterior start by giving it a comprehensive washing.  You’ll want to remove all of the mud and grime that has built up on your car.

Make sure to use a pH balanced wash on your car.  You should avoid harsh detergents because they will strip off the car wax on your vehicle.

After a good car washing, make an evaluation of the surface of your vehicle.  You can do this by rubbing your hand along the surface of your vehicle.  If the surface feels rough on your hand, chances are you have bugs, tar, or water deposits.  These things need to be removed before you wax your car.

After doing these things it is time to put a car polish and wax on your car to protect it’s finish from harmful elements.

Make sure to be proactive when it comes to taking care of your car.  This includes maintenance, washing, waxing, and buying an auto warranty and roadside assistance.

Common Maintenance Mistakes

simple-car-maintenance-tips.pngAlthough cars of today don’t require maintenance as regularly as the cars of the past, they still need a maintenance schedule.  This will ensure that your car has a long, healthy life span.  Consulting your owner’s manual for the service schedule that your car requires can save you from having to call your road service program.  Here are a few maintenance mistakes that you should avoid.

Many people fail to check their tire pressure.  Underinflated tires can cost you more at the gas pump and wear out sooner.  You should check your tires twice a year.

As simple as it may seem, motorists forget to replace their windshield wipers.  This should be done once a year to ensure that you have good visibility through your windshield.

Recent cars don’t need regular tune-ups.  This is because valves don’t need adjusting and there aren’t any carburetors to mess with.  Make sure to do your big car service at 60,000 and 120,000 to replace spark plugs, timing belts, and coolants.

Finally, change your oil according to your car’s owner’s manual.  They don’t have to be done every 3,000 miles like in days past.  Also, use the oil recommended for your car.

Regular maintenance is necessary for your car to keep you from calling for emergency roadside assistance.  However, don’t make maintenance mistakes that could cost you extra money.

Using A Loan Calculator To Determine Your Budget

car_loan_calculator.jpgIt is helpful to use a car loan calculator to determine what the cost for a new or used car purchase will be monthly.

These can be found online with options for buying or leasing.  This is a helpful tool in determining what your budget actually is and how much car you can afford.  Just remember to factor in other car costs, such as roadside assistance and new car warranties.

Just remember that the numbers on a vehicle loan calculator are not actual quotes.  The calculator allows you to compare the costs of different cars and see what your payments per month will be.

On the calculator there is a line to enter the dollar amount you would like to finance. Then, by clicking your mouse you can compare what payments will be, with different arrangements for paying.  You can also find out what interest payments will be for the life of the vehicle loan.

It is a bonus to use a car loan calculator before going to a dealership to buy a vehicle.  You will already know what your budget is, which will allow you to make a smart purchase.  You will also know how much money you have left over to spend on maintenance costs and an auto warranty.

Current Rides That Could Become Future Collectibles

lotus-my08-exige-s-01.jpgOne of the most expensive hobbies is collecting cars.  But, here is a twist.  Purchase a new vehicle now that will become a valuable collectible in years to come.  The best part is that you don’t have to spend a fortune to purchase a value-appreciating car.  The following cars are on the road now, but will be regarded as nostalgic in 15-20 years.

First on the list is the Cadillac XLR-V Roadster.  This has a hand-built 4.4-liter V8 engine that puts out 443 hp.  This vehicle is a serious roadster and it competes with the Porsche 911 Cabriolet and Mercedes SL-Class.

The Lotus Exige S is also on the list.  For practical purposes, this car is miserable; after all you wouldn’t find it ideal for grocery shopping.  However, research shows that people admit their hearts beat faster when thinking about this ride.

Finally, the Mustang Shelby GT 500 KR is sure to be a collectible.  This car takes the GT500 in a bare bones form and makes it into a muscle car with540hp.  This car is a tribute to Carroll Shelby.

If you’re a car enthusiast, purchasing a current vehicle that is sure to be a collectible in the future is a smart financial move.  However, make sure that you purchase an auto warranty and roadside assistance for these gems.  After all, the point is to keep these cars for many years.

How College Students Can Get Car Loans

images-13.jpgCollege students who live far from their school find it hard to commute on a daily basis.  It can be tough to wait for a bus, as well as time consuming.  Having a vehicle can help a great deal in this situation.  But students are usually tight for cash, so they need to get car loans for students.

Students need to plan their budget well.  Purchasing a pre-owned vehicle is a great option for students because they are cheaper than new vehicles.  Of course there are other expenses, such as insurance, roadside assistance, used car warranties, and fuel that come along with car ownership.  So, it is necessary to consider these factors when calculating the cost of buying a car.  Car loans for students are designed so that students can repay them without problems.  Loans such as these are offered through banks and financial companies.

Students with poor credit are even eligible to apply for car loans for students; however, their interest rate will be higher.  To make the interest rate lower, students can arrange to have a co-signer.  Auto loans for students are considered secure because if the student can’t repay the loan, the lender will take the car, and it will be sold to recover the loan amount.

Why You Need To Check Your Thermostat Regularly

images-8.jpgThe thermostat in your car serves the purpose of regulating the temperature so it stays at a desired level.  To achieve this, it controls the cooling and heating mechanisms that control the heat flow throughout the system.  The thermostat manages the amount of coolant in the internal combustion engine.  A thermostat is necessary in all liquid cooled engines.

If your thermostat isn’t working correctly it may be due to several reasons.  First, the thermostat may be affected if the water pump is failing.  The thermostat may also be affected with an overheated engine or if coolant is leaking.

Make sure you have a mechanic look at your thermostat on a regular basis.  It plays a key position in keeping your engine cool, so it needs to be replaced every few years.

Also, if you don’t replace your thermostat when it’s time, you may find yourself with additional problems, such as emission problems, knocking with acceleration, and poor fuel-economy.  This is why it is important to have a good auto warranty.  You don’t want to find yourself paying unnecessary repair costs.  In addition, roadside assistance will provide you with peace of mind in case of a breakdown.

Electric And Plug-In Cars Face Challenges

images-7.jpgA big alteration in the auto industry is on the way.  Electric cars and plug-in hybrids are coming, and we have been asking for a while. However, is America ready?

At the Institute of Transportation Studies, located within the University of California, this question has been the topic of research.

What they have found is cause for concern.  First, they discovered that a large obstacle to acceptance of these cars is a lack in consumer education.  Motorists just don’t have a lot of knowledge about plug-ins, or they get the information confused with already available hybrids.  Car shoppers may not even understand what the benefits are of having plug-in vehicles, including the gas savings that they will receive.

Next, approximately half of households in the U.S. don’t have the infrastructure that will support plug-in cars.  For example, look at Chicago residents.  A citizen who lives in an apartment could really benefit from a car that could drive 40 miles without needing any gas.  However, a person such as this wouldn’t have any garage access, which would mean they wouldn’t have a way to recharge the vehicle.

According to the study, only one-third of households wanting to buy a new car had the infrastructure necessary and an interest in hybrid or plug-in cars.  This is definitely an obstacle for the mainstream success of plug-ins and electric cars.  After all, a lot of people would be making calls for roadside assistance without an infrastructure to be able to recharge their cars.

Why More People Are Carpooling

images-4.jpgWith people wanting to save money on gas and the trend for green living, motorists are looking to carpooling as an option.  This way of commuting is good for the pocketbook, the environment, and perhaps even people’s social lives.

People who ride in carpools find each other through websites, word of mouth, employers, and the state Executive Office of Transportation.  Some people use their own cars, while others form a vanpool.  This is when a group of people decides to lease a van together with the intention of using it for commuting.  Members then share the costs, such as maintenance, gas, insurance, and a road service program.

At this particular time in history, carpooling makes sense.  According to traffic planners and environmentalists, this is one of the cheapest and easiest ways that cities can decrease congestion and pollution.  In addition, carpooling allows people to reduce their transportation costs, which according to the Bureau of Labor Statistics consumed around 15% of the American budget in 2006.  And not like public transit, being in a carpool doesn’t require much money in the way of maintenance or infrastructure that is taxpayer-funded.

Although Americans crave their independence and freedom, they are realizing it is beneficial to join a carpooling group.  And in the end, commuting with a group of people is safer anyway.  After all, who wants to experience a breakdown alone calling for roadside assistance?

Some Car Dealerships Are Haggle-Free

images-93.jpgCar dealers have haggled with their customers for years.  This practice has allowed salesmen to con buyers into buying cars and new car warranties, using all kinds of negotiating strategies.  But car dealers have paid for it by being known as untrustworthy.

Some dealers are changing their ways by dumping haggling.  The eighth largest chain of dealers in America, Lithia Automotive Group, announced that they are going to make all 108 of their stores haggle-free within three years.

Toyota’s Scion has implemented a policy for no negotiation from its onset four years ago.  This has prompted dealers who sell Toyota vehicles to apply the one-price approach.

And all over the country, independent dealers who carry various brands of domestic and foreign vehicles are teaching their employees to sell cars like the rest of the retail world.  In other words, cars come with a price tag and a smile from the salesperson.

This no-haggle method will make buying a more pleasant experience for consumers.  Now that people can look up a car’s base price online, they don’t have patience for haggling.  In addition, people are able to compare the prices of new car warranties and roadside assistance online.