Roadside Assistance Program

In this struggling economy, automakers can’t count on slick styling and big engines alone to lure buyers.  Consumers have changed their tastes: appearance and performance are still a priority, but value, gas mileage and practicality are becoming more important than every, according to experts.  In fact, more motorists are signing up for new car warranties and roadside assistance.

Fuel-efficiency stays on the top of people’s minds.  A study was conducted in January by the Consumer Federation of America, finding that even though gas is at $2 per gallon, drivers are still looking for 20% better mileage in their next car.

However, don’t count out the importance of performance.  Derrick Kuzak, who is the head of product development at Ford said, “I think people are looking for both [performance and efficiency].  He also said the carmaker’s EcoBoost initiative, which is basically downsizing engines for better fuel-efficiency but adding on turbochargers to make up for performance that is lost, is a way to satisfy both demands.

People assume that more power means poor gas mileage, but this isn’t the case.  Now there are advanced drivetrains, better aerodynamics and lighter materials.  There are popular vehicles in every car segment, from the Toyota Prius to the Escape that are more fuel-efficient and quicker with every redesign.

As the economy declines, more motorists are trying to save money by abandoning their car insurance.

According to the Insurance Research Council, the uninsured rate and the unemployment rate are directly correlated.  When unemployment increases 1%, uninsured drivers increase a half-percent.  As of November, unemployment was up 2% since last year.

In a recent study, the council claims there have been several hundred thousand drivers that have let their insurance lapse, or dropped it in the last year.

What this means is that your odds of getting hit by a driver that is uninsured have gone up drastically, and usually people who are uninsured don’t have very many assets if you plan to sue for damages.

For people who have the funds, coverage for being hit by underinsured or uninsured drivers has become a necessary protection even though it raises your premium 7% to 9%.  And, you don’t want to let your insurance lapse because you will be charged a 25% to 50% surcharge for a new policy.  Also, drivers should protect themselves with a roadside assistance program and used car warranties.

Teens are known for making driving mistakes, which unfortunately can result in car accidents. This leaves parents feeling anxious, not knowing if their teen driver is safe. There are numerous devices out there that allow parents to track their teenage drivers.  However, now parents can track their teen right from their own keychain.

Many technologies out there monitor the speed and location of your teenage driver, and some even videotape who’s riding in the car.  However, now there is a Canadian company that is offering a new device called the Lemur Autovision keychain.  For the low price of $99.95, parents are able to track the maximum speed that their teen is driving, as well as excessive braking and distance traveled.  Essentially all that it requires is the installation of a non-GPS based sensor box and the monitor keychain.  This system doesn’t invade a teen’s privacy, but allow parents to discipline children for speeding.  And the best part is that it is tamper proof and protected by a PIN, which lets parents know if there have been attempts to fool the system.

Parents need to take extra precautions to keep their teen drivers safe, which includes purchasing a roadside assistance program, monitoring teen driving, and setting strict guidelines.  You can never be too careful when it comes to your children.

Regardless of the year or make, one of the biggest investments people will make is a vehicle.  Buying a used car is a great way for consumers to save some money.  However, risks can be higher, which is why an auto warranty and roadside assistance should be purchased for the car.  Fortunately, there are ways that buyers can recognize the difference between dependable used cars and lemons.

The safest thing to do is to have the car that you are looking to buy checked out by a licensed mechanic.  However, there are some things that you can do on your own.

For instance, bring a soft magnet from your refrigerator to determine if there is damage underneath a new coat of paint.  You can run the magnet all along the fenders and doors, which are steel.  If it seems that the magnet won’t stick, there is probably a type of body filler under the paint.

Also, examine the inside of the vehicle for stains from water.  If the car was damaged in a flood, it could mean trouble in years to come.  You also want to look at the wear on the pedals of the vehicle.  It should be consistent with what the mileage claims to be.  If there is low mileage, there should be little wear on the pedals.

Don’t forget to examine the tires of the vehicle, too.  If you see wear on the outside edges of the tires, the car is probably out of alignment or might have components that are worn-out.

Knowing what to look for in a used vehicle will bring you peace of mind about your purchase.  Also, make sure you have a good road service program in case of an emergency.

Modern vehicles are designed safer to survive accidents and keep passengers safe.  Virtually all automakers include emergency kits installed by the factory.  This is either due to competitive pressure or government regulations.  Most of the roadside kits include reflective markers, jumper cables, and flashlights.  These kits typically deal with mechanical and accident breakdowns.

Today’s automobiles endure unique conditions.  There is an increase in natural disasters, such as floods, earthquakes, hurricanes, fires, etc.  Other emergencies include major accidents, snowstorms, and mechanical breakdowns, which all leave motorists stranded.

This is why it is necessary to be prepared in an emergency situation.  Motorists need to have emergency kits, first aid kits, and most importantly, a roadside assistance program.  In any emergency, drivers are left vulnerable, and knowing that help is only a phone call away leaves drivers with peace of mind.  It is simple to take these precautions, and they can literally save your life.

Many drivers don’t realize that buying a less-expensive vehicle model can actually end up costing you more in the long run than a model that is more-expensive up front.

One example of this is a Mitsubishi Lancer vs. a Mini Cooper Clubman.  A new Lancer costs around $17,500, which is $5,000 less than the initial cost of the Mini Cooper.  Yet, when you consider what ownership costs will be with each vehicle, the Mitsubishi Lancer will end up costing you about $3,000 more after owning the car for five years.

Also realize, a Toyota Highlander will initially cost you $3,000 more than a Ford Explorer V6.  However, when you consider ownership costs you will end up paying $6,500 more over a five-year period.

Motorists are very concerned with the sticker price of a vehicle when choosing a car, but many people fail to factor in the ownership costs.  For example, auto loans, maintenance costs, roadside assistance, an auto warranty, fuel costs, repair costs, and sales tax need to all be factored into the equation.

More and more cars are being loaded with high-tech advances.  In fact, some luxury car models have up to 80 switches and knobs to allow for advanced safety and comfort of motorists.  Yet, there are more high-tech gadgets coming onto the market.

Soon there will be sign recognition systems that will be able to read wrong-way signs and speed limits.  This will come on the market in 2010.

Cameras could replace Sideview mirrors in the future.  Images would be displayed on the rearview mirrors on the edges, or on the instrument panel.

We may see chatty cars in the future.  Developers are trying to create a network that would monitor signals from car systems and warn other cars.  For example, skidding due to slick roads could be transmitted to warn other drivers.

Bumper bags could help SUVs be less deadly when hitting a low-riding car.  This has been shown to reduce intrusions and cause less injuries.

High-tech gadgets are great for motorists, but only if they learn how to use them before getting on the road.  In addition, with any new technology, drivers should have roadside assistance to protect themselves in case of a breakdown.

According to a recent study by J.D. Power and Associates, there is a great amount of interest in hybrids and alternative fuel vehicles.  In fact, less than 25% of people asked revealed that they would only consider purchasing a car powered by gasoline.

However, there are some misconceptions.  Motorists who purchased a hybrid car expected that they would get a fuel-economy improvement of approximately 28 mpg if compared to a gas-powered vehicle that was similar.  However, in reality, people who bought hybrids only gained an improvement of 9 mpg.  People who bought diesels were similarly disappointed with a 12-mpg improvement, when they actually expected to improve 21 mpg.

A big challenge for vehicles with alternative powertrains is the unrealistic fuel-saving expectations that consumers place on them.  Especially with hybrids, the actual fuel performance of the car doesn’t usually live up to the EPA estimate.  Consumers need to educate themselves about such things as the benefits of technology, maintenance and new car warranties.  Being able to manage consumers’ expectations and lowering the cost of alternative power vehicles will help these cars gain acceptance.  In addition, people need to make sure to protect themselves with roadside assistance.

We’ve all been there.  You’re driving along when all of a sudden you hear sirens blaring behind you.  You realize that you are going to get a speeding ticket and you really don’t have the extra funds to pay for it.  With all of the expenses you’re already paying for your vehicle, such as roadside assistance, maintenance, and loans, the last thing you need is the added cost of a speeding ticket.  Well, never fear because the Trapster just may save you.

Pete Tenereillo of California invented trapster.  Essentially, this is a social network where motorists can use their cell phones to alert other drivers about speed traps that they have encountered.

All you have to do is sign up for a free membership at the website and then download the Trapster software on your cell phone.  Most of the latest cell phones, PDAs and Blackberries can accommodate this software.

After signing up, you’re ready to get out and start driving.  If you come across a state trooper looking for speeders you hit “pound 1” on your cell phone.  This alerts other motorists when they approach the same spot.

This system is ideal because it’s “hands free”, which means it’s safe for drivers.  Also, sophisticated cell phones can allow a map to be displayed where the speed trap is.

Many people believe it is easiest to trade in your current car when buying a new one.  However, is trading the right choice for you?  There are some advantages and disadvantages to trading.

The big advantage to trading over selling is that you have very little hassle.  You don’t have to haggle with buyers and you get rid of your car quickly.  However, the fact is that you aren’t going to get as much for your car if you trade it in.

Any used vehicle has a specific retail value.  If a dealership is going to sell that vehicle, they will have certain expenses, such as fixing dents and scrapes, cleaning it, and just overhead costs of running their business.  Therefore, the dealership has to sell it for a little more than a private owner would.

Since dealers need to make a good profit on used vehicles, they purchase them for less than the retail value.  When the dealership takes a trade in vehicle, they are essentially purchasing it from the new car customer, and at a price below the retail value.  Essentially, this is called the trade in value.

Although trading in your car is easier than going through the hassle of trying to sell your car privately, you are going to get less money for your vehicle.  If you sell your vehicle on your own, you can put the extra money you get towards important things such as an auto warranty and roadside assistance.  And with used vehicles, used car warranties are a smart choice.