Teen drivers cause an increase in the cost of a family’s auto insurance. This is because the insurance is based upon the driver’s likeliness to get into an accident. According to statistics, inexperienced, young drivers account for a large number of accidents. Therefore, it is important to sign your teenager up with emergency auto assistance in case they find themselves in an accident. Here are some tips to help lower the cost of your teenager’s auto insurance.

1. Try to qualify for as many discounts as you possibly can. If you can, classify your teen as an “occasional” driver instead of classifying them as a primary driver.

2. Be sure that you teen takes a driver’s education class. This can qualify them for a discount on their insurance. Also, make certain to have them take a defensive driving class. This may reduce premiums.

3. Avoid buying a high-performance sports car for your teen that your teen can get into trouble with because insurers look down upon teens having these kinds of vehicles.

4. If your teen goes away to college and does not take their car with them, you may be able to take them off of your insurance policy.
Following these tips can help lower the costs of your family’s auto insurance.